Tax return for retirees handled safely and correctly
Retirement doesn’t end your tax duties. We make sure pensions, lump sum payments, savings and assets are reported correctly with expert and discreet guidance.
Important information
* Processing takes place in the order in which orders are received. Work begins only once all required information and documents have been submitted in full. The necessary deadline extension will be arranged by us.
‍** For all orders, a deadline extension will be requested up to the latest possible date, provided this is still available.
Was beim Wechsel in den Ruhestand steuerlich wichtig wird
Retirement changes your daily life and your tax situation. You must correctly declare AHV pensions, pension fund benefits, third pillar (pillar 3a) contributions, lump sum payments, and rental income. Many retirees are uncertain about how different types of income should be taxed, especially when they come from multiple sources.
Questions commonly arise regarding the payout of retirement savings, the use of assets, property ownership, and foreign income, such as pensions from the country of origin. Changes in civil status (e.g., through death or marriage) or relocation to another canton also directly impact the tax return.
We support retirees in filing their tax returns correctly and completely, taking into account all relevant income, deductions, and assets.
Frequently asked questions
Find simple and direct answers to the most common questions about retirement tax returns.
Do I still have to file a tax return as a retiree?
Yes, tax liability continues after retirement, especially for income from AHV, pension funds, Pillar 3a, real estate, and assets. You must file a tax return annually.
How are AHV retirement benefits taxed?
The AHV pension is considered income and must be fully declared on the tax return. It is subject to income tax and is added to other earnings.
How are lump sum payments from pension funds or Pillar 3a taxed?
One-time lump sum payments, such as those received at retirement, are taxed separately at a reduced rate, a process known as preferential taxation. The exact amount depends on the payout and the canton.
How are foreign pensions and income taxed in Switzerland?
If you receive income from abroad, such as from Germany or Italy, you must report it on your Swiss tax return. Double taxation agreements may reduce or offset the tax liability. We ensure that everything is allocated correctly.
What documents do I need for my tax return as a retiree?
The most important documents are AHV pension notices, pension fund statements, bank account records, certificates for lump sum withdrawals, proof of assets, and foreign pension documents, if applicable. If you are missing any documents, they can be provided later.
The right tax solution for every situation
Private individuals
Moved, earned extra, or paid into retirement savings? We ensure everything is declared correctly so you benefit from all deductions.
Expats
Are you working in Switzerland as an expat? We review your SOTA obligation and handle all tax matters with an international dimension.
Students
With valid proof of enrollment, you pay less – because even on a limited income, the right deductions can create significant savings.
Families
Tax benefits around marriage, children, or childcare? We make sure everything is applied correctly with your situation in mind.
Couples
Living together but unsure who should file the tax return? We review your situation and take care of the correct tax process.
Self-employed
Whether professional literature, software or travel expenses, we help self-employed individuals declare deductible costs correctly.
Companies
Our specialists prepare your complete business tax return and make sure all transactions and deductions are accurately recorded.
Startups
For startups in the early growth phase, we provide comprehensive tax support on shareholdings, financing, and overall financial structure.
Do you have any questions?
Not sure how to report your retirement income or which deductions apply to you? Our specialists will guide you and make it simple.