Tax Optimization Through Consulting: What Costs Are Involved and When Is It Worthwhile?

The tax burden is one of the largest cost factors for individuals and companies in Switzerland. With targeted tax optimization, deductions can be used more effectively, planning opportunities can be maximized, and substantial savings can be achieved in the long term. Many wonder: What does professional tax optimization cost – and when is the investment truly worthwhile?

What Does Tax Optimization Mean?

For Individuals

• Utilizing retirement savings deductions (e.g., Pillar 3a)
• Tax optimization for mortgages and imputed rental value
• Claiming medical and education expenses
• Tax planning for gifts or inheritances

For Companies

• Optimization of depreciation and provisions
• Tax planning for distributions, dividends, or board member compensations
• Leveraging cantonal differences and tax reliefs
• International tax issues and double taxation agreements

How Is Tax Optimization Billed?

While filing a tax return is often offered at a flat fee, tax optimization is usually billed based on hourly work.
Rates typically range from CHF 150 to CHF 350 per hour with many providers. Transparency is key: clients want to know their investment and the value they can expect.

Tax Consulting at Taxea.ch: Transparent Costs

At Taxea.ch, tax optimization is billed at a clear hourly rate of CHF 250 (excl. VAT).

Typical Tax Optimization Services at Taxea.ch

• Analysis of your individual tax situation
• Identification of unused deduction opportunities
• Simulation of different scenarios (e.g., salary vs. dividend for SMEs)
• Tax planning for property purchases, retirement, or international income
• Support in implementing optimization measures

You only pay for the actual consulting time used – no hidden fees.

When Is Tax Optimization Especially Worthwhile?

• Individuals with complex situations (homeownership, securities, foreign income)
• Self-employed and SMEs with planning flexibility regarding provisions, investments, or dividends
• Families with high deductions (childcare, medical costs, education expenses)
• People in transition phases (e.g., retirement, inheritance, company sale)

Cost-Benefit Example

A couple invests 2 hours of consulting at Taxea.ch (CHF 500).
Through optimal planning of Pillar 3a contributions and mortgage deductions, they save CHF 2,500 in taxes per year.
The consulting effort pays off in the first year – with sustainable effects in the following years.

Conclusion

Tax optimization is not only relevant for large corporations but also for individuals and SMEs. With professional consulting, taxes can be reduced and financial flexibility increased.
At Taxea.ch, you benefit from a transparent hourly rate of CHF 250 – fair, predictable, and highly valuable. Often, the tax savings achieved exceed the consulting costs by multiple times.